About Car By U

Welcome to Car By U. Be sure to visit our virtual showroom of inventory available for purchase. There you will see detailed information about each vehicle, a picture gallery, as well as convenient ways to contact us for more information about that vehicle. We are located at 6353 E. Independence Blvd and are available by phone at 980-227-2983 . You can also get driving directions and hours of service from our user friendly website.

CAR BY U is the approval specialist. We are top notch dealer that caters to not only buy here pay here, but also credit union, and conventional bank financing customers in the Charlotte/Monroe metro area. We can finance when others can't or won’t! Everyone is approved at CAR BY U, good credit, bad credit, no credit, all guaranteed approvals.

Warranty on most vehicles, and GAP insurance available on all contracts. $500 Down payments on some cars. E-Z quick approval process. Trade-ins are welcome, we guarantee to pay more than a CarMax trade-in appraisal, or any other reputable trade offer. Drivers license and a job are all you need to get approved at CAR BY U. Multiple repossession, and open auto loans will require additional down payment but can be done easily. CAR BY U opened its first store in 2019, with thousands of clients served already, we want you to become part of our amazing CAR BY U family.